/* =========================================================================
     FineCheck Design System  ·  Toss Payments Admin Inspired
     "정제된 데이터, 압도적 여백, 흑백+포인트 한방"
     ========================================================================= */
  :root{
    /* Brand (토스 정확값) */
    --brand:         #3182F6;
    --brand-pressed: #1B64DA;
    --brand-bg:      #EEF6FF;

    /* Semantic */
    --income:        #00B843;
    --income-bg:     #E6F8EC;
    --expense:       #F04452;
    --expense-bg:    #FDECEE;

    /* Grays — 토스 9-step scale */
    --g900: #191F28;
    --g800: #333D4B;
    --g700: #4E5968;
    --g600: #6B7684;
    --g500: #8B95A1;
    --g400: #B0B8C1;
    --g300: #D1D6DB;
    --g200: #E5E8EB;
    --g100: #F2F4F6;
    --g50:  #F9FAFB;

    /* Surfaces */
    --bg-page:  #F7F8FA;     /* 메인 영역만 살짝 그레이로 분리 */
    --bg-card:  #FFFFFF;
    --bg-sub:   #F9FAFB;
    --border:   #EEF0F3;
    --border-2: #E5E8EB;

    /* Layout */
    --sidebar-w:   244px;
    --header-h:    60px;
    --ai-w:        380px;

    /* Icon system - 전역 통일 */
    --ico-xs:  12px;  /* 칩 안, 인라인 메타 */
    --ico-btn: 13px;  /* 버튼 텍스트 옆 아이콘 (ghost/primary/cta) */
    --ico-sm:  14px;  /* 일반 액션, 카드 링크 */
    --ico-md:  16px;  /* 사이드바 nav, 헤더 검색·아이콘버튼 */
    --ico-lg:  18px;  /* 카드 내 강조 아이콘 박스 */
    --ico-stroke: 1.75;

    /* ============================================
       CONTROL SYSTEM
       모든 인라인 컨트롤(버튼, 탭, 입력)은 동일한 높이 그룹 사용
       ============================================ */
    --ctrl-h-sm: 28px;   /* 카드 내 미니 탭, 칩 */
    --ctrl-h-md: 36px;   /* 표준: 버튼, 세그먼트, 헤더 액션 */
    --ctrl-h-lg: 40px;   /* 강조: 검색, 큰 입력 */

    --ctrl-px-sm: 10px;
    --ctrl-px-md: 14px;
    --ctrl-px-lg: 16px;

    --ctrl-r-sm: 7px;
    --ctrl-r-md: 9px;
    --ctrl-r-lg: 10px;

    --ctrl-fs: 13px;
    --ctrl-fw: 600;
  }

  *{box-sizing:border-box;margin:0;padding:0;-webkit-font-smoothing:antialiased}
  html,body{height:100%}
  body{
    font-family:'Pretendard Variable','Pretendard',-apple-system,BlinkMacSystemFont,
                'Apple SD Gothic Neo',sans-serif;
    color:var(--g900);
    background:#fff;
    font-size:14px;
    line-height:1.5;
    letter-spacing:-0.012em;
    overflow:hidden;
  }
  button{font-family:inherit;cursor:pointer;border:0;background:none;color:inherit;padding:0}
  a{color:inherit;text-decoration:none}
  .num{font-feature-settings:"tnum";font-variant-numeric:tabular-nums}
  ::selection{background:var(--brand-bg);color:var(--brand-pressed)}

  /* 전역 아이콘 통일: 모든 lucide SVG는 stroke-width 1.75 */
  svg[data-lucide],svg.lucide{stroke-width:var(--ico-stroke) !important}

  /* =========================================================================
     COMPONENT GUIDE  ·  다른 페이지 만들 때도 같은 시스템 사용
     -----------------------------------------------------------------
     [Layout Padding]
       .topbar, .content     좌우 padding 30px (페이지 전체 일관)
       .side-head, .side-org 사이드바 내부 padding 별도

     [Controls] 모든 인라인 컨트롤은 같은 줄이면 같은 사이즈 클래스 사용
       .ghost-btn   = md(36) · 부가 액션 (필터, 다운로드, 리포트)
       .primary-btn = md(36) · 주요 액션 (저장, 등록)
       .seg button  = md(36) · 세그먼트 탭 (일간/주간/월간)
       .top-icon-btn= md(36) · 헤더 아이콘 버튼 (정사각)
       .ai-cta      = md(36) · AI 어시스턴트 (헤더 우측)
       .topsearch   = lg(40) · 검색 (강조)
       .ctab        = sm(28) · 카드 내 미니 탭

     [Icons] CSS 변수로 5단계만 사용
       --ico-xs(12) 칩 안 / --ico-btn(13) 버튼 텍스트 옆
       --ico-sm(14) 일반 액션 / --ico-md(16) 사이드바·헤더
       --ico-lg(18) 카드 강조 박스

     [Cards] 모든 카드는 동일 시스템
       .card        = padding 28px / radius 18px / border 1px var(--border)
       .mini        = padding 24px / radius 18px (작은 카드)

     [Layout]
       .row.r-2-1   = 1.6:1 그리드 (메인 + 사이드)
       .row.r-1-1   = 1:1 그리드
       .stack       = 세로 스택 (gap 20px)
       .action-row  = 인라인 액션 그룹 (gap 8px)
     ========================================================================= */
  .app{display:flex;height:100vh;overflow:hidden;background:#fff}

  /* ---------- Sidebar ---------- */
  .sidebar{
    width:var(--sidebar-w);
    flex-shrink:0;
    background:#fff;
    border-right:1px solid var(--border);
    display:flex;flex-direction:column;
  }
  .side-head{
    height:var(--header-h);
    display:flex;align-items:center;
    padding:0 22px;
  }
  .logo{display:flex;align-items:center;gap:8px}
  .logo-mark{
    width:24px;height:24px;border-radius:7px;background:var(--g900);
    display:grid;place-items:center;
  }
  .logo-mark svg{width:13px;height:13px;stroke:#fff;stroke-width:3}
  .logo-text{
    font-size:20px;font-weight:800;letter-spacing:-0.035em;color:var(--g900);
  }
  .logo-text em{color:var(--brand);font-style:normal}

  .side-org{
    margin:6px 14px 14px;
    padding:12px 14px;
    border-radius:12px;
    background:var(--g50);
    display:flex;align-items:center;gap:10px;
    cursor:pointer;
    transition:background .12s;
  }
  .side-org:hover{background:var(--g100)}
  .org-mark{
    width:30px;height:30px;border-radius:9px;
    background:#1A2433;color:#fff;
    display:grid;place-items:center;
    font-size:13px;font-weight:800;flex-shrink:0;
  }
  .org-info{flex:1;min-width:0}
  .org-name{
    font-size:13px;font-weight:700;color:var(--g900);
    white-space:nowrap;overflow:hidden;text-overflow:ellipsis;line-height:1.3;
  }
  .org-meta{font-size:11px;color:var(--g500);margin-top:1px;font-weight:500}
  .side-org > i,
  .side-org > svg{width:14px;height:14px;color:var(--g400);flex-shrink:0}

  .side-nav{flex:1;overflow-y:auto;padding:4px 10px 16px}
  .side-nav::-webkit-scrollbar{width:0}

  .nav-section{margin-top:18px}
  .nav-section:first-child{margin-top:0}
  .nav-section-label{
    padding:0 12px 8px;
    font-size:11px;font-weight:700;
    color:var(--g500);
    letter-spacing:0.02em;
  }
  .nav-item{
    display:flex;align-items:center;gap:11px;
    padding:9px 12px;
    border-radius:9px;
    font-size:13.5px;font-weight:500;color:var(--g700);
    cursor:pointer;
    transition:all .1s;
    margin-bottom:1px;
    position:relative;
  }
  .nav-item:hover{background:var(--g50);color:var(--g900)}
  .nav-item.active{
    background:var(--brand-bg);
    color:var(--brand);font-weight:700;
  }
  .nav-item .nav-i{width:var(--ico-md);height:var(--ico-md);color:var(--g500);flex-shrink:0}
  .nav-item.active .nav-i{color:var(--brand)}
  .nav-item .badge{
    margin-left:auto;
    min-width:18px;height:18px;padding:0 5px;border-radius:9px;
    background:var(--g900);color:#fff;
    font-size:10px;font-weight:700;
    display:grid;place-items:center;
    line-height:1;
  }
  .nav-item .badge.brand{background:var(--brand)}
  .nav-item .badge.warn{background:var(--expense)}
  .nav-item .new-tag{
    margin-left:auto;font-size:10px;color:var(--brand);font-weight:800;letter-spacing:0.04em;
  }

  /* nav group (아코디언) */
  .nav-group{user-select:none}
  .nav-group-head{
    display:flex;align-items:center;gap:11px;
    padding:9px 12px;border-radius:9px;
    font-size:13.5px;font-weight:600;color:var(--g800);
    cursor:pointer;transition:background .1s;
    margin-bottom:1px;
  }
  .nav-group-head:hover{background:var(--g50);color:var(--g900)}
  .nav-group-head .nav-i{width:18px;height:18px;color:var(--g500);flex-shrink:0;stroke-width:1.7}
  .nav-group-head .chev{margin-left:auto;width:14px;height:14px;color:var(--g400);transition:transform .2s}
  .nav-group.open > .nav-group-head .chev{transform:rotate(90deg)}
  .nav-group.open > .nav-group-head{color:var(--g900)}
  .nav-group.open > .nav-group-head .nav-i{color:var(--g700)}
  .nav-group-body{display:none;padding:2px 0 4px}
  .nav-group.open > .nav-group-body{display:block}

  .nav-item.sub{
    padding:7px 12px 7px 42px;
    font-size:13px;font-weight:500;color:var(--g600);
    margin-bottom:0;
  }
  .nav-item.sub::before{
    content:"";position:absolute;left:26px;top:50%;
    width:4px;height:4px;border-radius:50%;background:var(--g300);
    transform:translateY(-50%);transition:all .15s;
  }
  .nav-item.sub:hover{background:var(--g50);color:var(--g900)}
  .nav-item.sub:hover::before{background:var(--g600)}
  .nav-item.sub.active{background:var(--brand-bg);color:var(--brand);font-weight:700}
  .nav-item.sub.active::before{background:var(--brand);width:5px;height:5px}

  .side-foot{
    padding:14px;border-top:1px solid var(--border);
    display:flex;align-items:center;gap:10px;
  }
  .me-avatar{
    width:32px;height:32px;border-radius:50%;
    background:var(--g900);color:#fff;
    font-size:12px;font-weight:700;
    display:grid;place-items:center;
  }
  .me-info{flex:1;min-width:0}
  .me-name{font-size:13px;font-weight:700;color:var(--g900)}
  .me-role{font-size:11px;color:var(--g500);margin-top:1px}
  .icon-btn{
    width:30px;height:30px;border-radius:8px;
    display:grid;place-items:center;color:var(--g500);
    transition:all .12s;
  }
  .icon-btn:hover{background:var(--g100);color:var(--g900)}

  /* ---------- Main ---------- */
  .main{flex:1;display:flex;flex-direction:column;min-width:0}

  .topbar{
    height:var(--header-h);
    border-bottom:1px solid var(--border);
    display:flex;align-items:center;
    padding:0 30px;gap:16px;
    background:#fff;flex-shrink:0;
  }

  /* 좌측 페이지 정보 */
  .topbar-left{
    display:flex;align-items:center;gap:14px;
    min-width:0;
  }
  .topbar-page{
    display:flex;align-items:baseline;gap:10px;
  }
  .topbar-page .pg-name{
    font-size:15px;font-weight:800;color:var(--g900);letter-spacing:-0.02em;
  }
  .topbar-page .pg-meta{
    font-size:12px;color:var(--g500);font-weight:500;
    padding-left:10px;border-left:1px solid var(--border-2);
  }
  .topbar-page .pg-meta b{color:var(--g800);font-weight:700}

  /* 검색창 - lg 사이즈 (강조 입력) */
  .topsearch{
    flex:1;max-width:460px;margin:0 auto;
    position:relative;
  }
  .topsearch input{
    width:100%;height:var(--ctrl-h-lg);padding:0 78px 0 38px;
    border:1px solid var(--border);border-radius:var(--ctrl-r-lg);
    background:var(--g50);
    font-size:13px;font-family:inherit;outline:none;color:var(--g900);
    font-weight:500;
    transition:all .15s;
  }
  .topsearch input::placeholder{color:var(--g500);font-weight:500}
  .topsearch input:hover{background:#fff;border-color:var(--g200)}
  .topsearch input:focus{
    background:#fff;border-color:var(--brand);
    box-shadow:0 0 0 4px rgba(49,130,246,.12);
  }
  .topsearch > i,
  .topsearch > svg{
    position:absolute;left:12px;top:50%;transform:translateY(-50%);
    width:var(--ico-md);height:var(--ico-md);color:var(--g500);pointer-events:none;
    transition:color .15s;
  }
  .topsearch:focus-within > i,
  .topsearch:focus-within > svg{color:var(--brand)}
  .kbd-group{
    position:absolute;right:8px;top:50%;transform:translateY(-50%);
    display:flex;gap:3px;pointer-events:none;
  }
  .kbd{
    font-size:10.5px;color:var(--g600);font-weight:700;font-family:inherit;
    padding:3px 6px;border-radius:5px;background:#fff;border:1px solid var(--border-2);
    line-height:1;
    box-shadow:0 1px 0 var(--border-2);
  }

  /* 우측 액션 영역 - 모두 md 사이즈 */
  .topactions{display:flex;align-items:center;gap:4px;flex-shrink:0}

  .top-icon-btn{
    width:var(--ctrl-h-md);height:var(--ctrl-h-md);border-radius:var(--ctrl-r-md);
    display:grid;place-items:center;color:var(--g700);
    transition:all .12s;position:relative;
  }
  .top-icon-btn:hover{background:var(--g100);color:var(--g900)}
  .top-icon-btn i{width:var(--ico-md);height:var(--ico-md)}
  .top-icon-btn .notif-dot{
    position:absolute;top:7px;right:8px;
    min-width:14px;height:14px;border-radius:7px;
    background:var(--brand);color:#fff;
    font-size:9px;font-weight:800;
    display:grid;place-items:center;padding:0 3px;
    border:2px solid #fff;
    line-height:1;
  }

  /* AI 어시스턴트 - md 사이즈 토스블루 */
  .ai-cta{
    height:var(--ctrl-h-md);padding:0 var(--ctrl-px-md);border-radius:var(--ctrl-r-md);
    background:var(--brand);color:#fff;
    font-size:var(--ctrl-fs);font-weight:700;
    display:inline-flex;align-items:center;gap:7px;
    transition:all .15s;
    letter-spacing:-0.01em;
    margin-left:6px;
    box-shadow:0 1px 2px rgba(49,130,246,.2);
    line-height:1;
  }
  .ai-cta:hover{
    background:var(--brand-pressed);
    box-shadow:0 4px 12px rgba(49,130,246,.3);
  }
  .ai-cta i,.ai-cta svg{width:var(--ico-btn);height:var(--ico-btn)}
  .ai-cta .ai-cta-kbd{
    font-size:10.5px;color:rgba(255,255,255,.75);font-weight:700;
    padding:2px 5px;background:rgba(255,255,255,.15);border-radius:4px;
    line-height:1;margin-left:2px;
  }

  /* ---------- Content area ---------- */
  .area{flex:1;display:flex;overflow:hidden;background:var(--bg-page)}
  .content{flex:1;overflow-y:auto;padding:36px 30px}
  .content::-webkit-scrollbar{width:10px}
  .content::-webkit-scrollbar-thumb{background:var(--g200);border-radius:5px;border:2px solid var(--bg-page)}
  /* ---------- Page header ---------- */
  .page-h{
    display:flex;align-items:center;justify-content:space-between;
    margin-bottom:32px;gap:24px;
  }
  .page-h .ttl{
    font-size:30px;font-weight:800;letter-spacing:-0.035em;color:var(--g900);
    line-height:1.15;
  }
  .page-h .sub{
    margin-top:6px;font-size:14px;color:var(--g600);font-weight:500;
  }
  .page-h .sub b{color:var(--brand);font-weight:700}
  .page-actions{display:flex;align-items:center;gap:8px;flex-shrink:0}

  .ghost-btn{
    height:var(--ctrl-h-md);padding:0 var(--ctrl-px-md);
    border:1px solid var(--border-2);border-radius:var(--ctrl-r-md);
    background:#fff;
    font-size:var(--ctrl-fs);font-weight:var(--ctrl-fw);color:var(--g800);
    display:inline-flex;align-items:center;gap:6px;
    transition:all .12s;
    line-height:1;
  }
  .ghost-btn:hover{border-color:var(--g300);background:var(--g50)}
  .ghost-btn i,.ghost-btn svg{width:var(--ico-btn);height:var(--ico-btn)}

  .primary-btn{
    height:var(--ctrl-h-md);padding:0 var(--ctrl-px-md);
    border-radius:var(--ctrl-r-md);
    background:var(--brand);color:#fff;
    font-size:var(--ctrl-fs);font-weight:700;
    display:inline-flex;align-items:center;gap:6px;
    transition:all .12s;
    box-shadow:0 1px 2px rgba(49,130,246,.2);
    line-height:1;
  }
  .primary-btn:hover{background:var(--brand-pressed);box-shadow:0 4px 12px rgba(49,130,246,.3)}
  .primary-btn i,.primary-btn svg{width:var(--ico-btn);height:var(--ico-btn)}

  /* 세그먼트 탭 (일간/주간/월간/연간) - md 사이즈 */
  .seg{
    display:inline-flex;background:var(--g100);
    border-radius:var(--ctrl-r-md);padding:3px;
    height:var(--ctrl-h-md);
    box-sizing:border-box;
  }
  .seg button{
    padding:0 var(--ctrl-px-md);border-radius:var(--ctrl-r-sm);
    font-size:var(--ctrl-fs);font-weight:var(--ctrl-fw);color:var(--g600);
    transition:all .15s;line-height:1;
    display:inline-flex;align-items:center;
  }
  .seg button:hover{color:var(--g900)}
  .seg button.on{
    background:#fff;color:var(--g900);font-weight:700;
    box-shadow:0 1px 3px rgba(0,0,0,.06);
  }

  /* =========================================================================
     CARDS
     ========================================================================= */
  .card{
    background:var(--bg-card);
    border:1px solid var(--border);
    border-radius:18px;
    padding:28px;
  }
  .card-h{
    display:flex;align-items:center;justify-content:space-between;
    margin-bottom:20px;
  }
  .card-t{
    font-size:15px;font-weight:700;color:var(--g900);
    display:flex;align-items:center;gap:8px;
  }
  .card-link{
    font-size:13px;font-weight:600;color:var(--g500);
    display:inline-flex;align-items:center;gap:3px;
    transition:color .12s;
  }
  .card-link:hover{color:var(--brand)}
  .card-link i,.card-link svg{width:var(--ico-btn);height:var(--ico-btn)}
  .card-link.strong{color:var(--g900);font-weight:700}
  .card-link.strong:hover{color:var(--brand)}

  /* action-row: 인라인 컨트롤 그룹 - 같은 사이즈 강제 */
  .action-row{display:inline-flex;align-items:center;gap:8px}

  /* =========================================================================
     KPI ROW — 숫자가 주인공
     ========================================================================= */
  .kpi-row{
    display:grid;grid-template-columns:repeat(3,1fr);gap:16px;
    margin-bottom:20px;
  }
  .kpi{
    background:#fff;
    border:1px solid var(--border);
    border-radius:18px;
    padding:28px 28px 24px;
    transition:all .2s;
    cursor:default;
    position:relative;overflow:hidden;
  }
  .kpi:hover{transform:translateY(-2px);box-shadow:0 8px 28px rgba(0,0,0,.06);border-color:var(--border-2)}
  .kpi-l{
    font-size:13px;color:var(--g600);font-weight:600;
    display:flex;align-items:center;gap:8px;
  }
  .kpi-l .pt{width:6px;height:6px;border-radius:50%}
  .kpi.in .pt{background:var(--income)}
  .kpi.out .pt{background:var(--expense)}
  .kpi.use .pt{background:var(--brand)}
  .kpi-amt{
    margin-top:14px;
    font-size:36px;font-weight:800;letter-spacing:-0.04em;
    color:var(--g900);line-height:1.1;
  }
  .kpi-amt .won{font-size:18px;color:var(--g500);font-weight:700;margin-left:3px}
  .kpi-foot{
    margin-top:14px;
    display:flex;align-items:center;gap:8px;
    font-size:12.5px;color:var(--g600);font-weight:500;
  }
  .delta{
    display:inline-flex;align-items:center;gap:2px;
    font-weight:700;
  }
  .delta.up{color:var(--income)}
  .delta.down{color:var(--expense)}
  .delta i{width:12px;height:12px;stroke-width:2.5}

  .kpi-spark{
    position:absolute;right:0;bottom:0;
    width:50%;height:60px;opacity:.5;pointer-events:none;
  }

  /* =========================================================================
     ROWS
     ========================================================================= */
  .row{display:grid;gap:20px;margin-bottom:20px}
  .row.r-2-1{grid-template-columns:1.6fr 1fr}
  .row.r-1-1{grid-template-columns:1fr 1fr}

  /* =========================================================================
     CHART CARD (큼직)
     ========================================================================= */
  .chart-card .card-h{margin-bottom:8px}
  .chart-meta{
    display:flex;align-items:baseline;gap:10px;margin-bottom:14px;
  }
  .chart-big{
    font-size:34px;font-weight:800;letter-spacing:-0.035em;color:var(--g900);
  }
  .chart-big .won{font-size:16px;color:var(--g500);font-weight:700;margin-left:3px}
  .chart-sub{
    font-size:13px;color:var(--g600);font-weight:500;
    display:flex;align-items:center;gap:8px;
  }
  .chart-tabs{
    display:flex;gap:0;background:var(--g100);
    border-radius:var(--ctrl-r-sm);padding:3px;
    height:var(--ctrl-h-sm);box-sizing:border-box;
  }
  .ctab{
    padding:0 10px;border-radius:5px;
    font-size:11.5px;font-weight:var(--ctrl-fw);color:var(--g500);
    transition:all .12s;line-height:1;
    display:inline-flex;align-items:center;
  }
  .ctab:hover{color:var(--g900)}
  .ctab.on{background:#fff;color:var(--g900);font-weight:700;box-shadow:0 1px 2px rgba(0,0,0,.04)}
  .chart-wrap{height:300px;margin-top:6px}

  /* =========================================================================
     가용자금 (메인 카드)
     ========================================================================= */
  .funds-card{padding:32px}
  .funds-tot-l{font-size:13px;color:var(--g600);font-weight:600;margin-bottom:10px}
  .funds-tot{
    font-size:44px;font-weight:800;letter-spacing:-0.04em;color:var(--g900);
    line-height:1;
  }
  .funds-tot .won{font-size:20px;color:var(--g500);font-weight:700;margin-left:4px}
  .funds-tot-meta{
    margin-top:10px;font-size:13px;color:var(--g600);font-weight:500;
    display:flex;align-items:center;gap:6px;
  }

  .funds-bar{
    margin-top:24px;
    display:flex;height:6px;border-radius:3px;overflow:hidden;background:var(--g100);
  }
  .funds-bar > div{transition:width .4s}

  .funds-legend{
    display:grid;grid-template-columns:1fr 1fr;gap:8px 24px;
    margin-top:18px;
  }
  .leg{
    display:flex;align-items:center;gap:8px;
    padding:10px 0;
    font-size:12.5px;
  }
  .leg .sw{width:8px;height:8px;border-radius:2px;flex-shrink:0}
  .leg .lab{color:var(--g600);font-weight:600;flex:1}
  .leg .val{color:var(--g900);font-weight:700;font-feature-settings:"tnum"}

  .fund-divider{height:1px;background:var(--border);margin:8px 0 0}

  .acc-row{
    border-top:1px solid var(--border);
  }
  .acc-row:first-child{border-top:0}
  .acc-head{
    display:flex;align-items:center;
    padding:18px 0;cursor:pointer;user-select:none;
  }
  .acc-row.open .acc-chev{transform:rotate(90deg)}
  .acc-chev{width:14px;height:14px;color:var(--g400);transition:transform .2s;margin-right:10px}
  .acc-name{font-size:14px;font-weight:600;color:var(--g800)}
  .acc-cnt{
    margin-left:8px;font-size:11px;color:var(--g600);font-weight:600;
    background:var(--g100);padding:2px 8px;border-radius:999px;
  }
  .acc-amt{margin-left:auto;font-size:15px;font-weight:700;color:var(--g900)}
  .acc-body{display:none;padding:0 0 16px 24px}
  .acc-row.open .acc-body{display:block}
  .acc-item{
    display:flex;align-items:center;gap:12px;
    padding:10px 0;
  }
  .bk{
    width:28px;height:28px;border-radius:8px;
    display:grid;place-items:center;
    font-size:11px;font-weight:800;color:#fff;flex-shrink:0;
  }
  .bk.woori{background:#0064AC}
  .bk.shinhan{background:#0046FF}
  .bk.kookmin{background:#FFB81C;color:#3D2B00}
  .bk.hana{background:#008C95}
  .bk.kakao{background:#FFE600;color:#2E2E2E}
  .bk.toss{background:#3182F6}
  .bk.usd{background:#1E4D8C}
  .acc-i-name{font-size:13px;color:var(--g800);font-weight:600}
  .acc-i-no{font-size:11.5px;color:var(--g500);margin-top:1px;font-weight:500}
  .acc-i-amt{margin-left:auto;font-size:14px;font-weight:700;color:var(--g900)}

  /* =========================================================================
     SIDE CARDS (right column)
     ========================================================================= */
  .stack{display:flex;flex-direction:column;gap:20px}

  .mini{
    background:#fff;
    border:1px solid var(--border);
    border-radius:18px;
    padding:24px;
    transition:all .2s;
  }
  .mini:hover{border-color:var(--border-2)}
  .mini-l{font-size:13px;color:var(--g600);font-weight:600;margin-bottom:14px;
          display:flex;align-items:center;justify-content:space-between}
  .mini-l .ico{
    width:32px;height:32px;border-radius:10px;background:var(--g100);
    display:grid;place-items:center;color:var(--g700);
  }
  .mini-l .ico i{width:16px;height:16px}
  .mini-v{font-size:26px;font-weight:800;letter-spacing:-0.025em;color:var(--g900);line-height:1.1}
  .mini-v .won{font-size:14px;color:var(--g500);font-weight:700;margin-left:2px}
  .mini-foot{
    margin-top:12px;
    display:flex;align-items:center;justify-content:space-between;
    font-size:12px;color:var(--g600);font-weight:500;
  }
  .mini-foot b{color:var(--g900);font-weight:700}

  .mini.split{padding:0;display:grid;grid-template-columns:1fr 1fr}
  .mini.split > div{padding:24px}
  .mini.split > div:first-child{border-right:1px solid var(--border)}
  .mini.split .mini-v{font-size:22px}

  /* ---------- Tasks ---------- */
  .tasks{padding:24px}
  .task{
    display:flex;gap:14px;
    padding:16px 0;
    border-top:1px solid var(--border);
    cursor:pointer;
  }
  .task:first-of-type{border-top:0;padding-top:6px}
  .task:last-of-type{padding-bottom:6px}
  .task-mark{
    width:8px;height:8px;border-radius:50%;margin-top:8px;flex-shrink:0;
  }
  .task-mark.r{background:var(--expense)}
  .task-mark.o{background:#FF8B2A}
  .task-mark.b{background:var(--brand)}
  .task-mark.g{background:var(--income)}
  .task-body{flex:1;min-width:0}
  .task-t{font-size:13.5px;font-weight:700;color:var(--g900);line-height:1.4}
  .task-d{font-size:12.5px;color:var(--g600);margin-top:3px;line-height:1.5}
  .task-time{font-size:11px;color:var(--g500);margin-top:6px;font-weight:500}

  /* =========================================================================
     TRANSACTIONS TABLE
     ========================================================================= */
  .tbl-card{padding:0;overflow:hidden;background:#fff}
  .tbl-h{padding:24px 28px 18px;display:flex;align-items:center;justify-content:space-between;gap:16px}
  .tbl-h .left{display:flex;align-items:baseline;gap:14px}
  .tbl-h .ttl{font-size:16px;font-weight:700;color:var(--g900)}
  .tbl-h .syn{font-size:12px;color:var(--g500);font-weight:500;display:flex;align-items:center;gap:5px}
  .tbl-h .syn::before{content:"";width:5px;height:5px;border-radius:50%;background:var(--income)}

  .tbl-tabs{display:flex;gap:4px;padding:0 28px;border-bottom:1px solid var(--border)}
  .ttab{
    padding:11px 14px;font-size:13px;font-weight:600;color:var(--g500);
    border-bottom:2px solid transparent;margin-bottom:-1px;
    transition:all .12s;cursor:pointer;
  }
  .ttab:hover{color:var(--g900)}
  .ttab.on{color:var(--g900);border-color:var(--g900);font-weight:700}
  .ttab .cnt{
    margin-left:5px;font-size:11px;color:var(--g500);
    background:var(--g100);padding:1px 7px;border-radius:999px;font-weight:700;
  }
  .ttab.on .cnt{background:var(--g900);color:#fff}

  .tbl{width:100%;border-collapse:collapse;font-size:13px}
  .tbl th{
    text-align:left;padding:14px 16px;
    font-size:11.5px;font-weight:700;color:var(--g500);
    border-bottom:1px solid var(--border);
    letter-spacing:0.02em;background:var(--g50);
  }
  .tbl th:first-child{padding-left:28px}
  .tbl th:last-child{padding-right:28px;text-align:right}
  .tbl td{
    padding:18px 16px;border-bottom:1px solid var(--border);
    vertical-align:middle;color:var(--g800);
  }
  .tbl td:first-child{padding-left:28px}
  .tbl td:last-child{padding-right:28px}
  .tbl tr:last-child td{border-bottom:0}
  .tbl tr.tr:hover td{background:var(--g50)}

  .tbl .amt{text-align:right;font-weight:700;font-feature-settings:"tnum";font-size:14px}
  .tbl .amt.in{color:var(--income)}
  .tbl .amt.out{color:var(--g900)}

  .tx{display:flex;align-items:center;gap:12px}
  .tx-ico{
    width:34px;height:34px;border-radius:10px;flex-shrink:0;
    display:grid;place-items:center;
    font-size:13px;font-weight:800;
    background:var(--g100);color:var(--g700);
  }
  .tx-ico i{width:16px;height:16px}
  .tx-name{font-size:13.5px;font-weight:700;color:var(--g900);line-height:1.3}
  .tx-meta{font-size:11.5px;color:var(--g500);margin-top:2px;font-weight:500}

  .chip{
    display:inline-flex;align-items:center;
    padding:4px 9px;border-radius:7px;
    font-size:11.5px;font-weight:700;
    background:var(--g100);color:var(--g700);
  }
  .chip.brand{background:var(--brand-bg);color:var(--brand-pressed)}
  .chip.green{background:var(--income-bg);color:#067D31}
  .chip.red{background:var(--expense-bg);color:#C8252F}
  .chip.warn{background:#FFF4E0;color:#A8580B}
  .chip.gray{background:var(--g100);color:var(--g700)}
  .chip.dot::before{content:"";width:5px;height:5px;border-radius:50%;background:currentColor;margin-right:6px}

  .conf{
    display:inline-flex;align-items:center;gap:6px;
    margin-left:8px;font-size:11px;color:var(--g500);font-weight:600;
  }
  .conf .bar{width:24px;height:3px;background:var(--g200);border-radius:2px;overflow:hidden}
  .conf .bar > span{display:block;height:100%;background:var(--brand);border-radius:2px}

  /* =========================================================================
     AI PANEL (정제, 그라데이션 줄임)
     ========================================================================= */
  .ai-panel{
    width:0;flex-shrink:0;background:#fff;border-left:1px solid var(--border);
    transition:width .25s ease;overflow:hidden;display:flex;flex-direction:column;
  }
  .ai-panel.open{width:var(--ai-w)}
  .ai-h{
    padding:20px 24px;border-bottom:1px solid var(--border);
    display:flex;align-items:center;gap:11px;
  }
  .ai-mark{
    width:32px;height:32px;border-radius:9px;
    background:var(--brand);color:#fff;
    display:grid;place-items:center;
    box-shadow:0 2px 8px rgba(49,130,246,.25);
  }
  .ai-mark i{width:var(--ico-md);height:var(--ico-md)}
  .ai-t{font-size:14px;font-weight:800;color:var(--g900)}
  .ai-s{font-size:11.5px;color:var(--g500);margin-top:1px;font-weight:500}

  .ai-scroll{flex:1;overflow-y:auto;padding:20px 24px}
  .msg{margin-bottom:18px}
  .msg.a .b{
    background:var(--g50);
    border-radius:14px 14px 14px 4px;padding:14px 16px;
    font-size:13px;color:var(--g800);line-height:1.6;
  }
  .msg.u{display:flex;justify-content:flex-end}
  .msg.u .b{
    background:var(--g900);color:#fff;
    border-radius:14px 14px 4px 14px;padding:11px 14px;
    font-size:13px;max-width:85%;
  }
  .msg .t{font-size:10.5px;color:var(--g400);margin-top:4px;font-weight:500}

  .ai-summary{
    margin-top:10px;padding:14px;
    background:#fff;border:1px solid var(--border);border-radius:12px;
  }
  .ai-summary li{
    list-style:none;padding:6px 0;
    display:flex;align-items:center;justify-content:space-between;
    font-size:12.5px;color:var(--g700);
  }
  .ai-summary li b{color:var(--g900);font-weight:700}
  .ai-summary li::before{
    content:"·";color:var(--g300);margin-right:8px;font-weight:700;
  }

  .ai-quick{padding:14px 24px 12px;border-top:1px solid var(--border)}
  .ai-quick-l{
    font-size:11px;color:var(--g500);font-weight:700;margin-bottom:10px;
    letter-spacing:0.04em;text-transform:uppercase;
  }
  .qc{
    display:inline-flex;align-items:center;gap:6px;
    padding:8px 12px;margin:0 6px 6px 0;
    border:1px solid var(--border-2);border-radius:999px;
    font-size:12px;color:var(--g700);font-weight:600;
    cursor:pointer;transition:all .12s;background:#fff;
  }
  .qc:hover{border-color:var(--g900);color:var(--g900);background:var(--g50)}
  .qc i{width:13px;height:13px}

  .ai-input-w{padding:16px 24px 22px;border-top:1px solid var(--border)}
  .ai-input{
    display:flex;gap:6px;align-items:center;
    background:var(--g50);border:1px solid transparent;
    border-radius:14px;padding:5px 5px 5px 14px;
    transition:all .12s;
  }
  .ai-input:focus-within{background:#fff;border-color:var(--brand);box-shadow:0 0 0 4px rgba(49,130,246,.1)}
  .ai-input input{
    flex:1;border:0;background:none;outline:none;
    font-size:13px;font-family:inherit;color:var(--g900);padding:9px 0;
  }
  .ai-send{
    width:32px;height:32px;border-radius:9px;
    background:var(--brand);color:#fff;
    display:grid;place-items:center;
    transition:background .12s;
  }
  .ai-send:hover{background:var(--brand-pressed)}
  .ai-send i{width:var(--ico-sm);height:var(--ico-sm)}

  /* =========================================================================
     FLOATING CHAT
     ========================================================================= */
  .chat-fab{
    position:fixed;right:28px;bottom:28px;
    width:56px;height:56px;border-radius:50%;
    background:var(--brand);color:#fff;
    display:grid;place-items:center;
    box-shadow:0 8px 24px rgba(49,130,246,.35);
    z-index:60;transition:all .2s;
  }
  .chat-fab:hover{
    background:var(--brand-pressed);
    transform:translateY(-2px) scale(1.05);
    box-shadow:0 12px 32px rgba(49,130,246,.45);
  }
  .chat-fab i,.chat-fab svg{width:22px;height:22px}
  .chat-fab .d{
    position:absolute;top:8px;right:8px;
    width:11px;height:11px;border-radius:50%;
    background:var(--expense);border:2.5px solid var(--brand);
  }
  .chat-fab:hover .d{border-color:var(--brand-pressed)}

  .chat-pop{
    position:fixed;right:28px;bottom:96px;
    width:360px;height:520px;
    background:#fff;border-radius:20px;border:1px solid var(--border-2);
    box-shadow:0 24px 60px rgba(0,0,0,.18);
    z-index:61;display:none;flex-direction:column;overflow:hidden;
  }
  .chat-pop.open{display:flex;animation:popIn .25s ease}
  @keyframes popIn{from{opacity:0;transform:translateY(10px) scale(.97)}to{opacity:1;transform:none}}
  .chat-pop-h{
    padding:16px 20px;
    display:flex;align-items:center;gap:11px;
    border-bottom:1px solid var(--border);
  }
  .chat-pop-h .av{
    width:32px;height:32px;border-radius:50%;
    background:var(--brand);color:#fff;font-size:12px;font-weight:700;
    display:grid;place-items:center;
  }
  .chat-pop-h .nm{font-size:14px;font-weight:700;color:var(--g900)}
  .chat-pop-h .st{font-size:11px;color:var(--g500);display:flex;align-items:center;gap:5px;margin-top:1px}
  .chat-pop-h .st::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--income)}
  .chat-pop-h .grow{flex:1}
  .chat-pop-b{flex:1;overflow-y:auto;padding:18px;background:var(--g50);display:flex;flex-direction:column}
  .cm{margin-bottom:14px;display:flex;flex-direction:column;max-width:78%}
  .cm.t{align-self:flex-start;align-items:flex-start}
  .cm.m{align-self:flex-end;align-items:center;margin-left:auto}
  .cm .bub{padding:10px 13px;border-radius:14px;font-size:12.5px;line-height:1.5}
  .cm.t .bub{background:#fff;color:var(--g900);border:1px solid var(--border);border-radius:14px 14px 14px 4px}
  .cm.m .bub{background:var(--g900);color:#fff;border-radius:14px 14px 4px 14px}
  .cm .tm{font-size:10.5px;color:var(--g400);margin-top:3px;padding:0 4px;font-weight:500}
  .chat-pop-i{padding:12px 14px;border-top:1px solid var(--border);display:flex;gap:6px;align-items:center}
  .chat-pop-i input{
    flex:1;height:var(--ctrl-h-md);padding:0 14px;
    border:1px solid var(--border-2);border-radius:18px;background:var(--g50);
    font-size:12.5px;font-family:inherit;outline:none;
  }
  .chat-pop-i input:focus{background:#fff;border-color:var(--brand)}
  .chat-pop-i button{
    width:var(--ctrl-h-md);height:var(--ctrl-h-md);border-radius:50%;
    background:var(--brand);color:#fff;display:grid;place-items:center;
    transition:background .12s;flex-shrink:0;
  }
  .chat-pop-i button:hover{background:var(--brand-pressed)}
  .chat-pop-i button i{width:var(--ico-sm);height:var(--ico-sm)}

  /* helpers */
  .grow{flex:1}
  .nowrap{white-space:nowrap}

  /* responsive */
  @media (max-width:1400px){
    .ai-panel.open{width:340px}
    .content{padding:28px}
    .topbar{padding:0 28px}
  }
  @media (max-width:1200px){
    .row.r-2-1{grid-template-columns:1fr}
    .kpi-row{grid-template-columns:1fr}
    .content{padding:24px}
    .topbar{padding:0 24px}
  }